Zions Bank

Zions First National Bank is a subsidiary of Zions Bancorporation, which operates more than 450 full-service banking offices in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Utah, Texas and Washington. As a full-service bank, Zions Bank offers commercial, installment and mortgage loans, trust services, insurance services, foreign banking services, electronic and online banking services, automatic deposit and nationwide banking and transfer services, as well as the more traditional checking and savings programs.

In addition, Zions is a national leader in SBA lending for small businesses, public finance advisory services, and agricultural finance. The company is included in the S&P 500 Index.  While Zions Bank offers diverse financial and banking services, they also focus on their customers’ needs by offering a variety of lending options.  For those customers interested in eliminating their high-interest credit card balances and other debt, utilizing a Zions Bank loan product or service will enable you to consolidate—and eliminate—your high-interest debt. 

Consolidate your debt and lower your monthly payments now >>

Features and benefits of Zions Bank's services include:

Zions Bank Personal Loan
With a personal loan, you are able to use the money as you see fit.  Whether for a home remodeling project, appliances or a dream vacation, a personal loan will enable you to accomplish your goals.  Zions Bank offers both secured (collateral required) and unsecured (no collateral required) personal loans. 

Features and benefits of Secured Personal Loans:

• Use your Zions savings account or certificate of deposit as collateral you can borrow against (maximum loan amount is the amount you have on deposit);
• Apply online, and you can check your application status any time, day or night.

Features and benefits of Unsecured Personal Loans:

• No collateral required;
• Positive credit history required;
• Loan amount based on income and ability to repay.

Home Equity Loan

• Ideal for consolidating debt, making home improvements, financing higher education, taking your dream vacation, and more;
• Tax deductible interest;
• Fixed monthly payment;
• Fixed interest rate of 7.75%;
• Rate deduction of .50% for auto-payments;
• Repayment term is fixed—up to 120 months.

Home Equity Line of Credit (HELOC)

• Introductory rate of 7.25%;
• Interest rates as low as 7.74% after the introductory period;
• Borrow against the equity in your home;
• Ideal for debt consolidation;
• Access funds by using the provided checks;
• As your principal is repaid, you can reuse the funds;
• Ability to establish fixed rates for portions of your line, offering a fixed monthly payment;
• Interest may be tax deductible (consult your tax advisor);
• No set-up fees.

Consolidate your debt and lower your monthly payments now >>