HSBC

Headquartered in London, HSBC is one of the largest banking and financial services organizations in the world. HSBC's international network comprises over 9,500 offices in 76 countries and territories in Europe, the Asia-Pacific region, the Americas, the Middle East and Africa.

HSBC Holdings plc is one of the largest banking groups in the world, ranked the fifth-largest company and third-largest banking company in the world in Forbes Global 2000. Its head office is located in the HSBC Tower in London's Canary Wharf. The group is named after its founding member, the Hong Kong and Shanghai Banking Corporation, a bank established by Thomas Sutherland, to finance British trade in the Far East in 1865.

The HSBC logo, known as the Hexagon, is derived from the Hong Kong and Shanghai Banking Corporation’s 19th Century house flag, itself derived from the Scottish flag which is the angular cross that Saint Andrew (the patron saint of Scotland) was crucified upon.

Consolidate your debt and lower your monthly payments now >>

The US sector of HSBC has a variety of lending and finance options for its customers considering debt consolidation.  These options include:

Personal Installment Loan
Funds are available immediately.  Use your funds for debt consolidation, and enjoy the following features and benefits:

• Fixed monthly payments;
• Fixed interest rate;
• Loan amounts between $2,500 and $20,000.

Personal Revolving Credit Line

• Use checks to pay bills or make purchases;
• Use any amount of your available credit;
• Pay only interest on the amount you have borrowed;
• Re-use the credit you have paid down;
• Loan amounts between $2,500 and $20,000.

Home Equity Loan

• Loan amounts range from $10,000 to $300,000;
• Borrow up to 100% of your home's equity;
• Lower your monthly payments;
• Interest may be tax deductible (consult your tax advisor);
• Choose between a closed-end loan with fixed payments, or a revolving line of credit;
• No application fee.

Mortgage Refinance Loan
With a Beneficial Mortgage Refinance Loan, you can refinance your mortgage and pay off high-interest debt.  Whether you choose the Fixed Rate Mortgage or the Adjustable Rate Mortgage, both options have the following in common:

• Loan amounts up to $1,000,000;
• Borrow up to 100% of your home's equity;
• Interest may be tax deductible (consult your tax advisor);
• No application fee.

Fixed Rate Mortgage
A fixed rate mortgage is ideal for those who:

• Want to invest in their home for a long period of time;
• When interest rates are fluctuating—and rising—over time;
• Want an interest rate that won’t change over the life of the loan.

Adjustable Rate Mortgage (ARM)
An adjustable rate mortgage (ARM) is suitable for those who:

• Want to start with the lowest possible interest rate;
• Expect to see an increase in income;
• Plan to move within a few years.

Consolidate your debt and lower your monthly payments now >>