US Bank

US Bank is a subsidiary of U.S. Bancorp—a financial services holding company, headquartered in Minneapolis, Minnesota. Its retail division is US Bank, the sixth-largest bank in the United States.  In 2004, U.S. Bancorp was ranked 133 in the Fortune 500 list of major US companies for 2004.

US Bancorp has locations in Arizona, Arkansas, California, Colorado, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Minnesota, Missouri, Montana, Nebraska, Nevada, North Dakota, Ohio, Oregon, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, and Wyoming.

US Bank strives to make available the most beneficial lending options to its customers, ensuring that the rates, benefits and terms are both attractive and affordable.  From unsecured personal loans to low-interest home equity loans, US Bank has a lending product to make debt consolidation easy for you—while saving you money each and every month—even if you don’t own a home!  Features and benefits include:

Unsecured Personal Loans

• No collateral required;
• Repayment terms up to 48 months;
• Borrowing limits from $3,000 to $15,000;
• Fixed or variable rates;
• Flexible payment options;
• Automatic payment discount.

Consolidate your debt and lower your monthly payments now >>

US Bank® EquiLine Home Equity Line of Credit

• Line amounts ranging from $5,000 to $500,000;
• Interest charges are usually tax deductible;
• Borrow up to 125% of your home's loan-to-value;
• Flexible repayment options with interest only, 1%, or 2% of the outstanding balance.
• EquiLine with Fixed Rate Option
• Apply a fixed rate to all—or a portion—of your loan amount;
• Fixed monthly payments;
• As you repay the balance on your fixed rate option, your available credit can be reused.

US Bank Home Equity Loan

• Secured by the value of your home;
• No closing costs;
• Tax deductible interest;
• Up to 125% of your home's value;
• Low monthly payments;
• Competitive fixed or variable interest rates;
• Flexible terms.

US Bank Premier Line Personal Line of Credit

• Unsecured line of credit;
• Long term interest rates as low Prime + 1%;
• Borrowing limits range from $5,000 to $25,000;
• No equity or other collateral needed;
• Access your account through Premier Line Access Checks, Platinum Visa Access Card or by transferring funds to a U.S. Bank Consumer Checking Account;
• Low monthly payments;
• Benefits for U.S. Bank Consumer Checking account holders;
• Rate discounts on all transactions over $1,000;
• No annual fee.

Consolidate your debt and lower your monthly payments now >>