RBC Centura

The Royal Bank of Canada is Canada's largest chartered bank.  Operating more than 1,300 branches across Canada, with over 60,000 employees worldwide, the Royal Bank of Canada has offices in over 30 countries.  RBC also has a large retail banking presence in the southeastern United States, marketing itself there as RBC Centura.

RBC is currently headquartered in downtown Toronto, Ontario at the Royal Bank Plaza, and has been ranked the most valuable Canadian brand, with an estimated value of $4.4 billion (Canadian dollars).

RBC now has a banking presence in the southeastern United States, marketing itself there as RBC Centura.  Centura Bank—based in North Carolina—was purchased by RBC in 2001, to establish a presence in the United States.   RBC Centura offers a wide variety of lending products to its customers in the southeastern United States. 

Consolidate your debt and lower your monthly payments now >>

If you are interested in consolidating your debt, while lowering your payments, an RBC Centura loan program may be just what you need!  Features and benefits include:

Home Equity Loan

• A lump sum loan, for a specific amount;
• Borrowing limits from $5,000 up to 90% of the equity within your home;
• Fixed monthly payments;
• Flexible repayment term;
• Fixed interest rate;
• Interest may be tax deductible (consult your tax advisor).

Equity Line

• A revolving line of credit;
• Draw against the line, as you need the money;
• As you repay what you've used, you have it available to use again;
• Easy access to funds—simply write a check, and transfer the funds to your account;
• Borrowing limits from $5,000 up to 90% of the equity within your home;
• Flexible monthly payments from as little as 1.5% of the balance, up to the full amount owed;
• Variable interest as low as Prime.

Personal Loan
Personal installment loans are a great way to finance a major purchase or pay for unexpected expenses. When you don't own a home, or don't want to borrow against your home equity.

• Interest rate reduction of 0.25% when you have your payment automatically deducted from your RBC Centura checking account;
• Fixed monthly payments;
  Flexible payment terms and down payment options;
• Must have positive credit history.

Consolidate your debt and lower your monthly payments now >>