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PNC Bank

PNC Bank, a subsidiary of the PNC Financial Services Group, Inc. was formerly known as Pittsburgh National Bank and Provident National Bank, and is based out of Pittsburgh, Pennsylvania. PNC Bank offers consumer and corporate services in more than 800 branches located in the states of Delaware, the District of Columbia, Florida, Virginia, Kentucky, New Jersey, Ohio, Maryland, and Pennsylvania.

PNC Bank is headquartered—and has two skyscrapers—in Pittsburgh, PA, and is in the process of building PNC Plaza 3. This building will be a 23-story, mixed-use building, featuring 11 stories of office space, an upscale hotel with 185 rooms, along with 30 luxury condominiums. The condominiums and hotel will share floors, but will remain separate from each other, with access by different elevators. The 13 buildings where the building will be built will be torn down in August 2006, and it will be completed in late 2008.

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For customers interested in obtaining a loan that will allow them to consolidate their high-interest credit cards, along with other debt, a PNC lending product may serve those needs.  Features and benefits include:

Choice Home Equity Line of Credit

  • Borrow up to the total equity in your home, for any purpose;
  • Borrow whenever you need to, by using the provided checks for your line;
  • Variable interest rate;
  • Option of fixed interest rate for up to two portions of your line;
  • Flexible draw terms available;
  • As you pay down your principle, the funds are available again to use;
  • Use the funds as needed, at any time.

Home Equity Installment Loan

  • Borrow up to the total equity in your home;
  • Receive your funds up front, in one lump sum;
  • Low, fixed interest rate;
  • Repayment periods between five and 30 years.

Personal Installment Loan (Secured or Unsecured)

  • Borrowing limits (secured) range from $2,000 to $100,000;
  • Borrowing limits (unsecured) range from $2,000 to $25,000;
  • Payment Protection option available to qualified applicants;
  • Fixed interest rate;
  • No prepayment penalties.

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* Debt Basics is not a lender or broker. We provide information and research on debt help and debt consolidation. Product and service offerings differ by state.