Fifth Third Bank

Fifth Third Bank can trace its origins to the Bank of the Ohio Valley, which opened in Cincinnati in 1858. In 1871, that bank was purchased by the Third National Bank, which then merged with Fifth National Bank—eventually becoming The Fifth Third National Bank in 1908.  Because the merger took place during a period when the ideas regarding prohibition were gaining popularity and support, it was believed that "Fifth Third" was better than "Third Fifth," which could be taken as a reference to "three-fifths" of alcohol. The name went through several changes over the years, until on March 24, 1969, the name was changed to Fifth Third Bank.

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Since its inception, Fifth Third has strived to provide superior customer service, as well as affordable and unique lending options to its customers. Below are the features and benefits available to those who are interested in consolidating their high-interest credit cards and other debt:

Fifth Third Equity Flexline
A line of credit may be right for you if you want access to your money over time, for expenses like ongoing home improvements or tuition payments. You pay interest only on the money you use, you withdraw as you need.  Features and Benefits Include:

• Borrow up to 100% of the equity in your home;
• Competitive interest rates, based on the Loan-to-Value ratio;
• Variable monthly payments, based on the amount of funds used;
• Access funds through checks or your Fifth Third Equity Flexline Platinum MasterCard;
• Interest may be tax deductible;
• Extended repayment terms.

Home Equity Loan
A loan may be right for you if you prefer the stability of a fixed rate loan with fixed monthly payments over a fixed term. With a loan, you also get the entire amount in a lump sum up front, which is good for large single investments or expenses.  A Fifth Third Home Equity Loan is an ideal option for those who want to:

• Finance home improvements;
• Pay for college tuition;
• Pay off your high-interest credit cards;
• Finance the adoption of a child;
• Purchase a “big-ticket” item, such as an automobile.

Features and Benefits Include:

• Borrowing limits range from $5,000 to $500,000—based on the equity you have in your home, as well as your credit history;
• Competitive interest rates, with extended terms;
• Fixed monthly payments;
• Money available in one lump sum;
• Variable extended repayment terms;
• Interest may be tax deductible.

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