Debt Basics

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Credit Card Debt Calculator

Our credit card debt calculator will help you determine:

  • the number of months to pay off your credit card debt
  • the required monthly payment to pay off your credit card debt.

It's simple:

  1. Enter your credit card balance
  2. Enter your interest rate
  3. Enter the montly payment you can afford
    Enter the desired number of months until you are debt-free
    [Leave one of these fields blank]
  4. Click Calculate to get the results
What will it take to pay off my credit card?
Enter your credit card balance: $
Enter the credit card's interest rate:   %
Enter payment amount per month: $
Enter desired months until debt free:  
It will take you

to pay off your credit card.
* Debt Basics is not a lender or broker. We provide information and research on debt help and debt consolidation. Product and service offerings differ by state.