Chase

The Chase Manhattan Bank was formed in 1955, through the merger of the Chase National Bank and the Bank of the Manhattan Company.  The merger of The Chase Manhattan Corporation and J.P. Morgan & Co. Incorporated was concluded in December 2000, and renamed J.P. Morgan Chase & Co. (also referred to as JPMorgan Chase). In 2005, Chase bank also merged with Bank One, and is now America's 2nd largest Credit card issuer.

If you have high-interest credit cards, along with other debt that you would like to consolidate, you may want to consider a lending program from Chase.  With attractive rates and terms, you can pay off your high-interest debt with a loan that has a lower interest rate.  In addition, your interest may be tax deductible (consult your tax advisor).  

Consolidate your debt and lower your monthly payments now >>

Features and benefits of Chase programs include:

Best Rate Line of Credit

• Features variable rates which range from 7.74% to 9.75% for line amounts of $50,000 to $500,000;
• The lifetime APR will not exceed 21%;
• All rates require an 80% or less combined-loan-to-value (CLTV) ratio;
• 1.00% is added to rates for rental properties;
• Lines are also available up to 100% CLTV, except in Texas;
• Prepayment fee equal to of 1% of the line amount, or $400--whichever is less (except in FL, GA, KS, MD, MN, NC, NY, TX Homestead, VA and Orleans Parish of LA);
• $50 annual fee after the first year, except in TX;
• Closing costs and associated fees apply.

No Closing Cost Line of Credit

• Features variable rates which range from 7.99% to 10.00% for amounts of $50,000 to $500,000;
• Requires a new or existing Chase deposit account;
• Lifetime APR will not exceed 21%;
• All rates require an 80% or less combined-loan-to-value (CLTV) ratio;
• 1.00% will be added to rate for rental properties;
• Lines are also available up to 100% CLTV, except in Texas;
• Maximum line amount of $750,000;
• Property insurance is required;
• $50 annual fee after the first year, except in Texas.

Consolidate your debt and lower your monthly payments now >>